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IMPS Solution

Instantaneous Fund Transfer Solution

Overview

Digital growth and mobility in financial services has given convenience to customers in conducting transactions. Millions of transactions are generated every minute and managing them is challenging for financial enterprises. IMPS, thus, is developed by NPCI to promote online banking and make fund transfer faster, economical and accessible on all mobility channels.

InfrasoftTech enables banks with a platform to support instant fund transfer services which can be integrated with core banking system. IMPS is an offload alternative to NEFT transactions, can be executed anywhere anytime.

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Key Benefits

24x7x365 service availability

Alternative to NEFT, RTGS

Revenue generation by way of transaction fees

Multi-layered security is achieved

Services Provided by InfrasoftTech IMPS Solution

Financial Services

Person to Account (P2A)

Person to Person (P2P)

Person to Merchant (P2M)

Person to UID (P2U)

Merchant to Person (M2P)

Non- Financial Services

Mini Account Statements

Balance Enquiry

Generate and Change MPIN

OTP Generation

Balance/Mini Statement

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Case Studies

KiyaAI Partners with Merchant Finance for Core Banking Modernisation in Fiji 

Suva, Fiji, 23 March 2026 - KiyaAI, a leading provider of digital banking and financial technology solutions, has [...]

Philtrust Bank Partners with KiyaAI for Next-Generation Core Banking and Digital Transformation

Leadership from Philtrust Bank and KiyaAI at the partnership signing ceremony. Manila, Philippines, 9 March 2026 - Philtrust Bank, [...]

KiyaAI Honoured with Eight Prestigious Wins at the IBSi Global FinTech Innovation Awards (GFIA) 2025

Mumbai, November 2025 — KiyaAI is proud to announce its recognition with eight category wins at the 7th [...]

Latest Blogs

KiyaAI Partners with Merchant Finance for Core Banking Modernisation in Fiji 

Suva, Fiji, 23 March 2026 - KiyaAI, a leading provider of digital banking and financial technology solutions, has [...]

Philtrust Bank Partners with KiyaAI for Next-Generation Core Banking and Digital Transformation

Leadership from Philtrust Bank and KiyaAI at the partnership signing ceremony. Manila, Philippines, 9 March 2026 - Philtrust Bank, [...]

KiyaAI Honoured with Eight Prestigious Wins at the IBSi Global FinTech Innovation Awards (GFIA) 2025

Mumbai, November 2025 — KiyaAI is proud to announce its recognition with eight category wins at the 7th [...]

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