Philtrust Bank Partners with KiyaAI (Infrasoft Technologies) for Next-Generation Core Banking and Digital Transformation

Leadership from Philtrust Bank and KiyaAI (Infrasoft Technologies) at the partnership signing ceremony.
Manila, Philippines, 9 March 2026 — Philtrust Bank, one of the Philippines’ most trusted financial institutions, has entered into a strategic partnership with KiyaAI (Infrasoft Technologies Pte. Ltd.), a leading provider of digital banking and financial technology solutions, to implement a new core banking system and introduce advanced digital and mobile banking platforms.
The partnership marks a major milestone in Philtrust Bank’s commitment to delivering innovative, secure, and customer-centric banking services. The new platform will enhance operational efficiency, accelerate product innovation, and establish a scalable foundation for the bank’s long-term growth.
The launch of modern digital and mobile banking solutions will provide customers with seamless access to financial services anytime, anywhere — offering greater convenience, personalisation, and state-of-the-art security features.
Philtrust Bank Chairman (Ret.) Gen. Hermogenes C. Esperon said: “This collaboration with KiyaAI (Infrasoft Technologies) reflects our vision to future-proof Philtrust Bank and ensures that we remain competitive in a rapidly evolving financial landscape. By investing in advanced technology, we are reinforcing our commitment to our customers and stakeholders for long-term growth and sustainability.”
Dr. Jaime C. Laya, President, Philtrust Bank, added: “This initiative underscores our dedication to modernising our banking infrastructure and meeting the evolving needs of our customers. Partnering with KiyaAI (Infrasoft Technologies) allows us to leverage world-class technology to deliver superior digital experiences.”
Mr. Amit Sharma, President – Products, KiyaAI (Infrasoft Technologies), said: “We are proud to support Philtrust Bank in its digital transformation journey. Our solutions are designed to help banks stay competitive and future-ready in an increasingly digital financial ecosystem. This partnership reinforces our commitment to empowering financial institutions across Asia-Pacific with innovative, reliable technology.”
The partnership underscores both organisations’ shared vision to advance innovation and strengthen the digital banking ecosystem in the Philippines. The implementation of the new systems will be carried out in phases over the coming months to ensure a smooth and efficient transition for both customers and bank personnel.
About Philtrust Bank
Philtrust Bank is one of the Philippines’ most established and trusted banking institutions, with a legacy of delivering reliable, customer-focused financial services. Under the leadership of Chairman (Ret.) Gen. Hermogenes C. Esperon and President Dr. Jaime C. Laya, the bank continues to invest in innovation and technology to serve its customers and communities with excellence.
About KiyaAI
Headquartered in Mumbai, KiyaAI drives business transformation through a suite of advanced digital offerings, including Digital Core Banking & Lending Solutions, Universal RegTech Solutions, AI-powered Omnichannel & Open Finance Solutions, and Metaverse and Digital Engineering Services.
With a dynamic global team and 12 offices worldwide, KiyaAI’s extensive partner network spans 55+ countries across South-East Asia, Africa, the Middle East, Europe, and North America, serving over 500+ enterprises. The company’s commitment to excellence is validated by ISO 9001 and ISO 27001 certifications, and it is assessed at CMMI Level 5 v2.0.
At KiyaAI, the mission goes beyond technology implementation—it’s about creating sustainable value that resonates with the communities we serve. We continuously evolve our solutions to meet the changing needs of our clients, ensuring we remain a trusted partner in shaping the future of digital transformation.
For further information, please contact:
Aditya Singh, Sr. Manager (CEO Office)
Email: aditya.singh@kiya.ai
For more information, visit https://www.kiya.ai/