Overview
InfrasoftTech’s QRys (read as Curious) Payment Solution provides one tap card-less payments for purchases at e-tailing sites or retail outlets to end consumers. The solution does not require sharing of sensitive financial information like bank account, card details, thus empowering customers with the control of payments authorization.
Available on iOS, Android & Windows platforms, QRys makes the payment process faster, convenient and eliminates errors, allowing merchants to seamlessly accept payments from any of the customer’s linked account.
When a customer desires to make a payment, the seller (payee) asks for payment by generating a QR code or by displaying an NFC tag. The tag or the QR code contains pre-fed information like bill number, bill amount, bank details of the seller and other relevant information for the transaction to take place. The customer scans the code or taps the tag using the QRys mobile application previously installed. Once the application reads the information, a secure funds transfer is initiated via Immediate Payment Service (IMPS) for other banks or a simple transfer for payments with the same bank.
QRys ensures consumers can complete payments in seconds, secure in the knowledge that personal data has not been compromised. Merchants too, can save on pay outs made to banks and be assured that data theft cases do not originate from their outlets. The solution ensures high security of data by keeping payment authorization and control in the hands of the consumers. The data is further encrypted using high security standards to make it impossible to reconstruct the QR code externally.
Activation of QRys involves a one-time requirement on the part of the consumer (the payer) to provide bank details and phone number, and then follow the intuitive activation mechanism by filling up security details necessary for authentication. Through QRys, banks can offer its customers various services like Utility Bill Payments, DTH & Mobile Top Ups, Fund transfers from person-to-person (P2P), person-to-account (P2A) and person-to-merchant (P2M).
Since QRys is developed on QRys digital platform – it also comes integration ready with Unified Payment Interface (UPI) published by National Payments Corporation of India (NPCI).
QRys is extremely easy to setup and use.
Install – Download the QRys app from App Store and Install
Register – Register with name, email id and mobile no
Activate – Activate the app by adding IMPS details
InfrasoftTech QRys Payment Solution
QR Code Generator
QR Code Enabled Payments
Create / Share unique QR Code
Push / Pull Transactions
Secure Transactions
Key Features
Key Benefits
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Zero details – Zero sensitivity
Complete Payment Control
On Spot Bill Settlement
MPIN (HSM) Protection
Time-stamped QR code
Cardless, Cashless & Fraudless Payments
No POS – No Maintenance Cost
No receipts – No signature hassles
No fraudulent Cards – No Risks
Real time Fund Realization & Reconciliation
Case Studies
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